APSIT Group Member Insurance Program
Group Term Life
Our term life insurance helps provide valuable protection that can be renewed and adjusted annually to keep pace with the evolution of your financial plan.
Group 10-Year Level Term Life
Our 10-year level term life policy helps provide a decade of financial protection with rates that won’t change during your coverage term.
Group Disability Income
Our disability income insurance coverage will help you meet your financial obligations and maintain your lifestyle if a covered injury or illness stops you from working.
Group Accidental Death and Dismemberment
If you ever experience a worst-case scenario, this policy can help with financial recovery.
Help ease the financial burden of caring for aging loved ones with a long-term care plan.
Applying has never been easier. You can now submit your insurance application online!
Select Your Society
Manage Your Policy
With APSIT Group Member Insurance, you can conveniently manage your coverage electronically. Review your policy and payment info, update your contact info or beneficiary, and make a request of inquiry—all online.
View Billing and Payment Info
Change Your Beneficiary
Update Your Contact Info
Review Your Current Policy
Make a Request of Inquiry
1Up to $6,000/month in benefits is available. The coverage amount requested when combined with any other disability income coverage you have may not exceed 60% of your gross monthly income. on page 2
Pearl Insurance is the Program Administrator for APSIT life and health insurance coverages. With over 65 years of industry experience, Pearl Insurance has acted as a third-party program administrator for several national firms and associations. Pearl Insurance works closely with APSIT to create new coverage options, expand benefit offerings, and provide high-quality service.
APSIT's Group Term and 10-Year Level Term Life Insurance, Group Disability Income Insurance, and Group Accidental Death and Dismemberment Insurance policies are underwritten by New York Life Insurance Company (New York Life). New York Life Insurance Company has received the highest ratings for financial strength currently awarded to any U.S. life insurer by all four major rating agencies including Moody’s Investor Service (Aaa), Standard & Poor’s (AA+), Fitch Ratings (AAA), and A.M. Best (A++).*
*Individual Third Party Ratings Reports (as of 10/15/2020)