Group Disability Income Insurance

The word “disability” often triggers thoughts of catastrophic, painful accidents. However, a Total Disability includes any illness or injury that keeps you from performing the material and substantial duties of your usual occupation.

Do you have a plan in place for a Total Disability? If you are set back with an illness or injury that prevents you from working, will you and your family be able to afford your standard cost of living on top of medical expenses?

Let APSIT Group Disability Income Insurance help you prevent the potentially devastating financial consequences of a disability.

With APSIT Group Disability Income Insurance, you'll have access to the following benefits:

  • Your choice of monthly benefit (from $400 to $5,000 per month in $100 multiples)
  • Your choice of waiting period (60 or 90 days)
  • Benefits paid up to age 70
  • Premium payments waived while receiving Total Disability Benefits
  • Benefits for recurring disability
  • Partial Disability Benefit
  • Rehabilitation Benefit
  • Survivor Benefit
  • Organ Transplant Benefit

Help protect your very important asset of earning an income—apply today!

Frequently Asked Questions

Who is eligible for APSIT Group Disability Income Insurance?
If you participate in the APSIT Group Insurance Program, and you are under age 60 and a resident of the United States (excluding VT, WA, and certain U.S Territories), Canada (except Quebec), or Puerto Rico, at FULL-TIME WORK, with a gross annual income of $20,000, you’re eligible to apply for monthly benefits of $400 to $5,000 (in units of $100) in APSIT Disability Income Insurance.

Underwritten by New York Life Insurance Company under policy form G-29069-1