Pearl Insurance is the Program Administrator for APSIT Life and Health insurance coverages. With over 60 years of industry experience, Pearl Insurance has acted as a third-party program administrator for several national firms and associations. Pearl Insurance works closely with APSIT to create new coverage options, expand benefit offerings, and provide high-quality service.
APSIT's Group Term and 10-Year Level Term Life Insurance, Group Disability Income Insurance, and Group Accidental Death and Dismemberment Insurance plans are underwritten by New York Life Insurance Company (New York Life). New York Life has received the highest ratings for financial strength currently awarded to any life insurer from the leading independent ratings agencies, including A.M. Best (A++ as of 7/20/17).