American Physical Society Insurance Trust

The American Physical Society Insurance Trust (APSIT) was established in 1969 to provide members with a convenient source for quality, affordable insurance. Since that time, APSIT has expanded to include a broad range of insurance options to meet the needs of our sponsoring organizations’ members.

Trust Us For Your Insurance Needs

We value your participation in the APSIT Group Insurance Program, and we are committed to providing you with a single resource for your personal and professional insurance needs! You can count on us, because after 40 years in operation, we continue to enhance our quality products to protect you and your family. We represent over 500,000 members, and as we continue to grow, we will be here for you.

Pearl Insurance is the Program Administrator for APSIT Life and Health insurance coverages. With 60 years of industry experience, Pearl Insurance has acted as a third-party program administrator for several national firms and associations. Pearl Insurance works closely with APSIT to create new coverage options, expand benefit offerings, and provide high-quality service.

APSIT insurance plans are underwritten by New York Life Insurance Company (New York Life), a provider known for consistent excellence. New York Life Insurance Company has received the highest ratings for financial strength currently awarded to any life insurer from the leading independent ratings agencies, including A.M. Best (A++ as of 6/4/2014).


Copyright 2016 by Pearl Insurance